Chances are that if you’re asking this question, then most likely it is a scam. But just to be on the safe side, we’ll go into details on the three types of scams, members of my husband’s and my family have gone through.
You have won money!!
This is the first type of scam that my family has seen. You get a phone call that you are going to receive a large sum of money. You start thinking that you’re going to be the next millionaire and plan what you are going to do with all of that money and have the home of your dreams and all. STOP!! DO NOT go any further!! The person on the other line then says that in order to receive this money you have to wire them thousands and thousands of dollars first. The minute anyone asks you to wire money, you have to know that’s a red flag and they are trying to scam you. Of course, do NOT wire anyone any amount of money and do NOT give them any of your personal information. These types of scams hurt a lot, especially when the family gives all of their life savings away. Another way besides phone calls, they can tell you to send your information through e-mail and request certain documents like your driver’s license. DO NOT ever e-mail anything to anyone that is not legit, especially not an important id like your driver’s license.
The #1 Telltale Sign that it’s a SCAM!!:
If anyone asks for your personal information including your bank account numbers and/or tells you to wire money to them. NEVER WIRE MONEY TO ANYONE!!!!!
Online dating seems to have taken off!! Especially with the rise of technology, hasn’t it?? You want to look for someone special, but you don’t see that happening in your area and you don’t know where to look, so you sign up for a dating website or two. The problem with online dating is that you never know what the intentions of the other person are on the other side of the computer. What makes it worse is when someone you think is special makes you believe that you are special in his eyes and then scams you out of thousands and thousands of dollars that you may or may not have. This is in my opinion one of the worst type of scams when someone not only takes your money, but also breaks your heart.
If anyone asks you for money and you have only been dating online, they are using you and your heart, STAY AWAY!!! There are many more legit men/women out there, you do NOT need this one.
This is probably the worst out of all the scams on this post and because it deals with your freedom (or so you think). Someone calls you and you panic because it’s the IRS. The person tells you that you are in trouble with the IRS, because you owe them money 4 years in a row. In addition, you have a warrant out for your arrest. They give you their “names” and their “Officer Batch numbers”, your “Warrant ID number”, and your “Case number”. The person tells you if you hang up, then you’ll be arrested. You stay on the phone and the person tells you that there are two options for you.
Option 1: You pay the $5,280 today and the warrant will be dropped along with everything else.
Option 2: You will have to show up in court with a $35,000 case against you.
You choose the first one thinking it’ll be over and done with, but you do not have that kind of money. They trick you with the “be honest” how much is in your bank account, because we’ll track them anyway and tell you to give all of the money that you have in there even though it’s nowhere near $1,000. Then they tell you that you have choice in making either this case public or private. Of course, you don’t want anyone to know you’re a criminal so you choose private, but they say you can’t even tell your spouse since you’ll be arrested for breaking the agreement. On top of that, the payment must be done through gift cards and once you pay the warrant will be dropped. They even mention you’ll pay it through the IRS website (which isn’t since they’ll write down the card numbers and never direct you to the website since they already have that money). This whole situation leaves you emotional because a) you don’t want to be a criminal and you don’t know how this could’ve happened you thought your taxes were done right throughout the years b) you can’t tell anyone c) you just spent all of your family’s money, now no money for bills or food (which you have been overdue already and d) you believe them because they have an answer for everything.
This is THE WORST type of scam and can be avoided!! I contacted the IRS and I was told:
- The IRS does NOT make phone calls to you without you knowing that you have a problem with the IRS.
- The IRS sends you a letter to notify you and has the correct logo (Internal Revenue Service).
- They do not arrest you/have a warrant against you nor do they make house visits.
- They offer payment plans and will NOT demand money up front or threaten you with a lawsuit.
- They will never tell you to pay with gift cards.
It’s an obvious IRS scam if:
- You receive a phone call and you have been paying your taxes/or do not owe anything.
- The letter you have received has a fake logo (Internal Revenue Services).
- There are threats being made and money demanded right on the spot.
- If the money being demanded needs to be sent through gift cards.
If you are not sure if it could possibly be the IRS stating you owe them money. Then the number one thing you can do is CALL THE IRS!! You can always double-check to be sure, but do not give away your personal information or money to someone you aren’t sure about.
What to do if you have been scammed:
- Report the scam on the FTC’s (Federal Trade Commission) website https://www.ftccomplaintassistant.gov/#crnt&panel1-1
If IRS scam report on TIGTA’s (Treasury Inspector General for Tax Administration) website https://www.treasury.gov/tigta/contact_report_scam.shtml
- Make sure not to believe every phone call/letter.
Unfortunately, you’re not going to receive your money back and I wish there was a way to get it back for you, but by reporting it hopefully someone will do something about and save others.
Have a SCAM FREE day, week, month, year and many more to come!!
Have you or someone you love been scammed?? If so, what kind of scam and what would you want others to know to prevent this from happening to them??